Welcome to our platform! These terms and conditions outline the rules and regulations for the use of our website and services. By accessing this website, we assume you accept these terms and conditions. Do not continue to use this platform if you do not agree to all of the terms and conditions stated on this page.

1. Our Service

Our platform provides an automated system for users to pay for products and services from third-party providers, including but not limited to data bundles, airtime, electricity bills, cable TV subscriptions, and exam PINs. We act as an intermediary to facilitate these payments.

Disclaimer: We are not a financial institution or a bank. We are a technology platform that gives users access to pay for products and services in an automated manner. We are not responsible for the provision, quality, or delivery of the services provided by the third-party vendors.

2. User Accounts

To use our services, you must create an account and provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password.

3. Wallet and Payments

Our platform utilizes a wallet system to streamline your purchases. Funds you add to your wallet are held securely by our integrated, licensed payment platform partners, not by us directly. While these funds are protected, the wallet is designed for the purpose of immediate purchase of products and services on this platform and should not be used as a tool for long-term storage of value. We are not responsible for transactions made in error, such as incorrect phone numbers, meter numbers, or account details entered by the user. All successful transactions are final and non-refundable, except in cases of verified service failure from the provider's end which may result in a refund to your wallet.

4. Anti-Fraud Policy

Our platform maintains a strict zero-tolerance policy towards fraud and any form of financial crime. We will not hesitate to collaborate with relevant law enforcement and regulatory agencies where foul play is suspected. In the interest of our safety and the safety of all our users, accounts found to be involved in fraudulent activities will be suspended immediately, and any available information may be shared with the appropriate authorities.

5. Limitation of Liability

In no event shall our platform, nor any of its officers, directors, employees, and developers, be held liable for anything arising out of or in any way connected with your use of this website, whether such liability is under contract. Our platform, including its officers, directors, employees, and developers shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website.

6. Intellectual Property Rights

Other than the content you own, under these Terms, our platform and/or its licensors own all the intellectual property rights and materials contained in this website. You are granted a limited license only for purposes of viewing the material contained on this website.

7. Changes to Terms

We reserve the right to revise these terms and conditions at any time as it sees fit, and by using this website you are expected to review these terms on a regular basis.

8. Contact Us

If you have any questions about these Terms, please contact us via the support channels listed on our website.